Get Rid of ROOFING CONTRACTOR For Good

There is not any such thing as being over protective when it comes to your home as well as your finances. There are many roofing contractors out there that are willing to bend the rules to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every once in a while. warranty details ‘s why it is critical to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A couple of months later you notice a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you also find that there was never a small business license issued for that company. You’re forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t have a license, it could be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In the state of Utah, your roofing company should have a shingle license and an over-all roofing license to install a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof without a roofing license if they have a general contractor license. However, there have been a great deal of cases of general contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners in addition to home owners. It is ideal for a general contractor to have a roofing license along with their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not necessary to pay anything to the contractor since they were operating illegally. You can then find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor didn’t pay his supplier and that you will be now responsible for that payment. This has happened and can happen to you.

Solution: Be sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to safeguard the house or building owner from paying twice. In the event that you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.